About DJ Colter
As an Agency Owner with Captive & Independent Avenues: DJ Colter Agency TRULY has the best of both worlds! This unique advantage sets them apart as a leader in the Insurance Industry.
Their compassionate team is based out of Fargo, ND with office locations in Grand Forks, Cando, and Rugby. As an established Insurance Agent since 2004, DJ Colter and his team help clients protect what matters most!
State Licenses — AZ, CA, CO, IL, IN, IA, KS, KY, MN, MO, MT, NE, NC, ND, OH, OK, OR, SD, TX, WA, WI
For Exclusive and Independent Carriers: Asking These Questions NOW, Can Prevent Costly Surprises Later!
Personal Lines
When was your roof last replaced?
The age of your roof plays a major role in both your coverage eligibility and your premium. Older roofs can mean higher costs or limited coverage, while newer roofs often unlock better pricing.
Did you know your distance from a fire station affects your insurance rating?
If a new fire department or substation has been built closer to your home, you could qualify for lower rates without changing anything else.
Smart home technology can save you money.
Devices like video doorbells, smart thermostats, water sensors, and security cameras can qualify you for discounts while also helping prevent losses before they happen.
Commercial Lines
