Mortgage Lending: Nicole Hjelden & Kelly Engstrom, Border Bank

Written by: Fargo Inc

Border Bank’s mission is “customers first, community focused,” and one way they live out that mission is through their FM Mortgage Team, consisting of Kelly Engstrom and Nicole Hjelden. Together, they help customers with everything from purchasing, refinancing to construction. For anything related to your mortgage, the FM Mortgage Team has expertise to offer!”

Nicole Hjelden
Mortgage Loan Associate

Hjelden grew up in Fargo, graduated from NDSU and put roots down in West Fargo. She began her banking career right out of college, finding her niche in mortgage lending. Today, she has over 30 years of experience!

“I enjoy the process of working with customers on their new home build,” Hjelden said. “It is so fun to experience the excitement on closing day when the keys are handed to them, and they can start building memories in their new home.”

Kelly Engstrom
VP, Real Estate Officer

Mortgage Lender Kelly Engstrom grew up in the small town of Cavalier, North Dakota, where she and her parents lived in houses that they flipped. At the time, Engstrom did not realize the impact her upbringing would have on her future career of helping others finance their homes.

Like Engstrom’s hometown, Border Bank gives customers a small-town community bank feel, within a big city. They strive for excellent customer service where customers aren’t just a number.

“We enjoy getting to know our customers and helping them through every stage of their lives,” Engstrom said. “Every borrower has a different story, every house is different and this industry is constantly changing so I have to keep learning, which keeps me on my toes! Plus, you really get to know your clients when you are working on a real estate loan together and I love developing those relationships.”

Border Bank

4530 17th Ave S
Fargo, ND 58103

[email protected]
[email protected]

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Brady Drake is the editor of Fargo INC!