About DJ Colter
As an Agency Owner with Captive & Independent Avenues: DJ Colter Agency TRULY has the best of both worlds! This unique advantage sets them apart as a leader in the Insurance Industry.
Their compassionate team is based out of Fargo, ND with office locations in Grand Forks, Cando, and Rugby. As an established Insurance Agent since 2004, DJ Colter and his team help clients protect what matters most!
State Licenses: AZ, CA, CO, IL, IN, IA, KS, KY, MN, MO, MT, NE, NC, ND, OH, OK, OR, SD, TX, WA, WI
For Exclusive and Independent Carriers: Asking These Questions NOW, Can Prevent Costly Surprises Later!
Personal Lines
When was your roof last replaced?
The age of your roof plays a major role in both your coverage eligibility and your premium. Older roofs can mean higher costs or limited coverage, while newer roofs often unlock better pricing.
Did you know your distance from a fire station affects your insurance rating?
If a new fire department or substation has been built closer to your home, you could qualify for lower rates without changing anything else.
Smart home technology can save you money.
Devices like video doorbells, smart thermostats, water sensors, and security cameras can qualify you for discounts while also helping prevent losses before they happen.
Commercial Lines
Do your employees use their personal vehicles for business errands or work-related travel?
Without the proper endorsement, your business could be exposed to serious liability if an accident occurs.
Is your business property and inventory insured for replacement cost, not just actual cash value?
If a loss happens, underinsuring can leave you paying out of pocket to fully recover.
Does your liability coverage truly match what your business does every day?
Gaps can exist when policies exclude certain types of work, workmanship claims, or professional services.
DJ Colter Agency is your local insurance specialist of 20+ years!
Let’s WIN together!
DJ Colter Agency
4215 31st Ave S Ste B, Fargo
701-235-6641
[email protected]
Instagram | @djcolteragency
Linkedin | /djcolter
