For nearly a century, Magnifi Financial has been more than another financial institution; we’ve been a trusted growth partner for thousands of businesses. As a member-owned credit union, we do more than manage money. We help business owners maximize opportunities, make informed decisions, and invest in what matters most: their team, their time, and their future.
Solutions That Work as Hard as You Do
Whether you need to manage cash flow, finance new locations, or streamline operations, Magnifi delivers smart, accessible tools that meet you where you are and grow with you.
Business Checking & Savings
Simple or robust, scalable accounts that fit your operations. Earn dividends, avoid unnecessary fees, and access digital tools that help you stay on top of your day-to-day finances.
Lending Solutions
From commercial real estate to equipment and working capital, our lending experts help you choose the best-fit loan structure so you can move forward with clarity and confidence. Decisions are made quickly, even for multi-million-dollar loans.
Cash Management Tools
Optimize cash flow and save valuable time with ACH origination, wire transfers, merchant services remote check deposit, fraud protection, and more, all supported by our local and knowledgeable business team.
Business Credit Cards
Flexible credit with competitive rates, real-time expense tracking, and rewards that benefit your business. Additionally, we offer enhanced security with contactless and digital wallet options.
Why Businesses Choose Magnifi Financial
- Local Knowledge, Personal Service
We know local businesses because we live and work here, too. Our team takes the time to understand your goals and tailor solutions to your specific industry and business type.
- Member-First Approach
As a not-for-profit credit union, our profits are reinvested in offering better rates, providing more innovative services, and fostering stronger communities, rather than in shareholder returns. Every account, loan, and card fuels local impact.
- Digital Convenience with Human Support
You get the best of both worlds: leading-edge digital tools and real, local people when you need help. Our experts are just a call or click away.
Four Tips for Choosing a Financial Partner That Helps You Grow
1. Seek True Partnership
Look for a financial provider that goes beyond products, someone that understands your business and actively supports your goals.
2. Ask About Flexibility
Needs change. Choose a partner that can adapt to your needs, offering scalable tools, personalized lending, and agile service.
3. Prioritize Local Expertise
There’s value in working with a team that knows the local economy, lending environment, and business landscape.
4. Don’t Settle for Big Bank Fees
You shouldn’t pay more for less. Many businesses find significant savings by switching to a credit union like Magnifi.
Let’s Talk About What’s Next
Magnifi Financial supports businesses across the area with 25+ branches and a team of experienced advisors. Whether you’re just starting out or planning your next expansion, we’re here to help you thrive financially and on your terms.
Learn About Us:
mymagnifi.org/business
Visit Local Branches: Fargo, Moorhead, and West Fargo
Federally insured by NCUA.
